Chicago represents one of the most popular cities in the US. It has the feel of New York inside it due to its size. That means that many people decide to move here every year. Chicago is good because there are a lot of opportunities that you can use and make your life better. On the other hand, the process of preparing for the move can be hard. Besides looking for moving companies Chicago, you need to decide on one more matter, the insurance. Should you opt for moving insurance when moving to Chicago or not? Read the article and find out!
What is moving insurance?
Moving insurance is a very powerful tool that will protect you. A lot of bad things can happen during the move and that is why prevention is necessary. Many people avoid it but it could be a big mistake. If something bad happens to your belongings, you will have no legal right to compensation. Most problems happen when packing mistakes occur. If you have had the insurance, you could breathe easier. It is highly advisable to get insurance and not even think about it.
Types of moving insurance
- Basic liability– This is the most used when having local moves. It is certainly the most economic but that does not mean that it is beneficial to you. The company will cover only $0.30 to $0.60 per round. That means that you will not get the full value of your items in case a bad situation occurs.
- Declared value protection– If you want more protection, this option is for you. But, you should know that you will have to pay for it. It is not much when we compare it to what you gain. The charge is usually 7$ for 1000$ of liability. That means that you will pay 70-100$ but you will have more protection.
- Full protection– If you do not want to think about anything regarding what might happen during the move, this is an option for you. You will receive full compensation for the value of the items that are lost, or damaged. Of course, this means that you will have to pay for it but it should not be a deal-breaker if you want the safety of your stuff.
Is it smart to opt for moving insurance when moving to Chicago?
Chicago is a big city. Moves are usually more complex due to the big crowds. Even though it is not that big of a deal, it is an important sign for you to get moving insurance. Furniture is usually the most common thing that gets damaged during the move. Yes, there are many ways to protect furniture when you move but no one guarantees that nothing will happen. That is why you should always get moving insurance, no matter what you are moving.
Having moving insurance is never a bad call. You can have the best packing supplies Chicago by your side and use them in the best way possible, bad things happen. There is no need for you to overthink and stress out over whether something will happen or not. You should always opt for moving insurance when moving to Chicago because it is the best way to protect your belongings. Prevention is everything and that is why you should do just that!