LONG DISTANCE MOVING COVERAGE 

Please read the following information carefully.  One of the two options must be chosen before the movers can begin.  The two optional levels of liability are not insurance agreements governed by state insurance laws, but instead are authorized under Released Rates Orders of the Surface Transportation Board of the US DOT. 

Golan’s employs professional movers who will take all precautions in preparing and moving your belongings. 

Since Golan’s cannot control whether proper packing methods were used on boxes not packed by our staff (packed by owner or PBO), liability is limited to actual evidence of negligent handling.  Golan’s may decline a claim on any box PBO, for which no exterior damage is visible.  In addition, except in cases of negligence, Golan’s will not be held liable for the internal functioning of electronic or mechanical items, regardless of who packed or unpacked them.  Pressboard, particleboard, or engineered ready-to-assemble wood generally may not withstand normal moving procedures, such as disassembly or reassembly.  We may deny any responsibility for items made of this material or for inherent vice.

Golan’s recommends checking with your homeowners or renters coverage to determine the extent to which your household goods may be covered during the course of your move. 

Golan’s Moving & Storage, Inc. provides two coverage options: Limited Liability and Full Value Protection.

LIMITED LIABILITY $0.60/lb per article:   (THIS IS NOT INSURANCE)

Under this option the maximum liability of the carrier is limited to $0.60 per pound per article, in the event of damage or loss.  This is the most economical option, as there is no additional charge for this level of liability. 

Example:  If an item weighing 20 lbs. was lost or damaged, the carrier would be liable to the customer for $12.00, (20lbs. x $0.60 = $12.00).

FULL VALUE PROCTECTION (FVP):   (THIS IS NOT INSURANCE)

Under this option, articles that are lost, damaged or destroyed must be (at the mover’s option) either repaired, replaced with like items, or a cash settlement will be made for the current market value.  A deductible may apply. 

The minimum valuation liability is $5.00 times the weight of the shipment, estimated or actual, whichever is greater.  For example, if the estimated weight of your shipment is 4000 lbs. the minimum liability you can declare is $20,000.  (4000 lbs x $5.00 per lb.)

Liability in excess of the minimum can be declared.  We recommend you choose a level that accurately reflects the value of the shipment.

High value articles (items in excess of $100 per pound) should be declared on the day of the pick-up by itemizing these objects on the inventory forms our movers will prepare. The movers liability will not exceed $100 per pound, unless specifically declared by the shipper. 

Please see the next page (or reverse) for rate information. 

• Please refer to the chart below for FVP rate information.  The minimum liability you can declare is the

estimated weight of the shipment multiplied by $5.00.